Hi, I am sorry to hear that you were duped by a local Chinese. Anyhow, I suggest you just file a claim with the small claims court. The disadvantage however, is that you can only file a claim that is below 100k pesos. But the procedure is much faster and you do not have to hire a lawyer.
Or, if you want to recover the whole amount plus interest, then get a good lawyer and file a case for Estafa ( swindling ) and/ or BP22 ( bouncing check law ). The other party is at risk of going to jail should he lose the criminal case.
The second option has more coercive power. But requires more effort from your part..
Good luck!
您好,对于您被当地华人欺骗的遭遇我感到抱歉。我建议你可以向小额索赔法庭提交您的索赔诉求。不过这样做的缺点就是,您所诉求的赔偿金额只能在10万比索以内。但这个程序比较快,你也不需要聘请律师。
那如果你希望能全部拿回本金加上利息,你就需要一个好律师并进行Estafa(诈骗)或BP22(弹跳检查法)立案。作为一个刑事案件对方将面临坐牢的风险。
第二个选项具有更多的强制力度,但对你本身来说也相对的需要更多的努力。
祝你好运!
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