Social Security System (社会保障）
"It is the policy of the State to establish, develop, promote and perfect a sound and viable tax-exempt social security system suitable to the needs of the people throughout the Philippines which shall promote social justice and provide meaningful protection to members and their families against the hazards of disability, sickness, maternity, old age, death and other contingencies resulting in loss of income or financial burden. Toward this end, the State shall endeavor to extend social security protection to workers and their beneficiaries." (Section 2, RA 8282)
简单说就是SSS成员都享有残障、产期、疾病等等的福利救济金。申请救济金如果经SSS核准之后，会经由雇主将救济金发放给员工，因为SSS所给的支票都会写雇主（公司）的名字。通常的情况下可以由雇主先代付这笔钱，再等候SSS开支票给公司。SSS也接受成员的贷款，贷款后该员工每个月分期付款，由雇主扣除薪水并缴纳。
SSS的扣除方法因薪水而异，员工和雇主都要缴纳。薪水从每月1000到14750之间会相应扣除几十到几百，14750或之后就扣除500封顶。雇主要针对每个员工扣除的金额，再付相应的数目。通常一个高薪的员工加上雇主一共要缴纳每月1560菲币给SSS.
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Philippine Health Insurance Corporation （PHIC)(Philhealth)(健保)
扣除的方法也是因薪水而已，375比索封顶，员工和雇主缴纳的额度相同。
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Home Development Mutual Fund (Pag-ibig fund) （类似房贷基金）
员工和雇主每个月各扣除100，有消息说今天7月份要调涨。
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发表于 2013-7-23 23:33
